Private Pay, Insurance & Payment Options
Support should feel accessible, clear, and aligned with your next step. Select services and programs may be eligible for payment options that allow qualified participants to invest in care, growth, and transformation over time.
Healing Should Be Accessible.
Financial planning is often part of choosing the right level of support. Payment options may be available for select services, including intensives, wellness experiences, workshops, and leadership programs.
These options are designed to help participants explore meaningful support without delaying care simply because of the full upfront cost.
Private Pay
Private pay services are available for individuals who prefer not to use insurance or who are seeking services that may not be covered by their insurance plan.
Some people choose private pay because it offers greater flexibility in treatment, allows them to access services that may not qualify for insurance reimbursement, and enables them to participate without requiring a mental health diagnosis to be submitted to a third-party payer. Others value the additional privacy that comes from limiting the sharing of personal health information with insurance companies.
Private pay can also provide greater freedom in determining the focus, frequency, and duration of services based on individual goals and needs.
If you are unsure whether insurance or private pay is the best option for your situation, this can be discussed during your consultation.
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90-minute Initial Assessment: $250
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90-minute Coupes Initial Assessment: $300
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Individual Therapy: $175
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90-minute Couples Therapy: $275
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Extended Sessions Available Upon Request
Good Faith Estimate
Under the No Surprises Act, individuals who do not have insurance or who choose not to use their insurance for services have the right to receive a Good Faith Estimate of expected costs for healthcare services.
A Good Faith Estimate provides information about the anticipated cost of services and helps individuals make informed decisions about their care. The estimate outlines expected fees based on the services discussed and is intended to promote transparency regarding the financial aspects of treatment.
You have the right to request a Good Faith Estimate before scheduling services or at any time during treatment. Additional information regarding your rights under the No Surprises Act will be provided upon request.
For questions about fees, payment options, or Good Faith Estimates, please contact the office prior to scheduling services.
Your Rights Under the No Surprises Act
If you receive a bill that is substantially higher than your Good Faith Estimate, you may have the right to dispute the charges through the process established by the U.S. Department of Health and Human Services.
Insurance Accepted
Services may be paid for through insurance, private pay, or approved payment options, depending on the type of service selected. Insurance benefits vary by provider and plan. HSA/FSA as provided by employers are also accepted.
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UnitedHealthcare
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Blue Cross Blue Shield of Illinois
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Ascension (SmartHealth)(Illinois)
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Oxford Health Plans
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Cigna
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Aetna
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UMR
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Oscar
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UHC Student Resources
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AllSavers UHC
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Harvard Pilgrim
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Optum Live & Work Well (EAP)
Certain services, including intensives, wellness experiences, workshops, retreats, and consulting services, are not be eligible for insurance reimbursement.
Eligible Services May Include
Payment options may be available for:
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Healing Intensives
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Grounded Path experiences
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Room to Breathe packages
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Wellness experiences
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Workshops and retreats
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Leadership and consulting programs
Eligibility may vary based on service type, total investment, and provider approval requirements.
How Payment Options Work
The process begins with identifying the service or experience that best fits your goals. During consultation, available payment options can be discussed along with service structure, investment, scheduling, and next steps.
Once approved by the payment provider, qualified participants may be able to begin services while making payments over time.
Important Information
Payment options are subject to approval and may not be available for every service. Financing terms, eligibility, and payment schedules are determined by the payment provider.
Payment options are not insurance and do not guarantee service approval, clinical appropriateness, or program enrollment. A consultation is required to determine fit and next steps.
Frequently Asked Questions
Can all services be financed? Payment options may be available for select services and programs. Eligibility may vary by service type and payment provider requirements.
Do I need to apply before scheduling a consultation? No. A consultation can help determine which service fits your needs before discussing payment options.
Is financing the same as insurance? No. Payment options are separate from insurance and are used to pay for eligible services over time.
Can payment options be used for intensives? Qualified participants may be able to use payment options for select intensive experiences.